1 Ng, I.Y.H., & Ong, Q (2016). Working with low income families in Singapore: Proceedings of Social Service Research Centre (SSR) Conference 2016. Singapore: National University of Singapore
2 Chan A, Malhotra R, Manap NB, Ting YY, Visaria A, Cheng GH-L, Goh VSM, Tay PKC, Lee JML, Maulod A. Transitions in Health, Employment, Social Engagement And Intergenerational Transfers In Singapore Study (THE SIGNS Study) – I: Descriptive Statistics and Analysis of Key Aspects of Successful Ageing. 2018. Singapore: Centre for Ageing Research and Education, Duke-NUS Medical School
3 Donaldson, John A.; Smith, Catherine J.; Balakrishnan, Balambigai; Kadir, Mumtaz Md.; and Mudaliar, Sanushka. Elderly Population in Singapore: Understanding Social, Physical and Financial Needs. (2015). 1-42. Lien Centre for Social Innovation: Research.
4 Department of Statistics (2019) Report on the Household Expenditure Survey 2017/18. (Note: Over a third of these households were headed by persons aged 65 years and over in 2017/18. The difference between the growth in monthly household income and expenditure in the HES do not necessarily equate to changes in saving/dis-saving rates. Households may finance their expenditure through irregular receipts such as the proceeds from the sale of properties, lump-sum CPF withdrawals, insurance claims or ad-hoc transfers that are not part of their regular income.)
5 Nair, S. (2018) $500 a month on cable TV and cigarettes and this family still wants aid? Retrieved fromThe Straits Times
6 Ong, Q.Y., Theseira, W. & Ng, I.Y.H. (2019). Reducing debt improves psychological functioning and changes decision-making in the poor. Proceedings of the National Academy of Sciences Apr 2019: 116 (15) 7244-7249; first published March 25, 2019
7 Ministry of Social and Family Development (2018) ComCare Annual Report FY2018
8 Singapore Police Force (2020). Annual Crime Brief 2019.